Financial Services

CHFF provides access to a variety of financing products that are tailored to the needs of non-profit behavioral healthcare providers.

Direct Lending

Types of Loans Available

CHFF can directly fund loans up to $400,000 from our own internal capital resources.  We can also work together with other lenders (commercial bank, CDFI's, and other loan funds) to fund much larger loans.  can tailor the loan product to your organization's need. Whether you need long-term financing for a new purchase or construction financing for your project, CHFF can help you.  Eligible projects include the following:

New Construction of program and administrative facilities including housing;

Renovation of existing facilities whether owned or leased;

Acquisition of new property, equipment, IT systems or other assets; and

Refinancing of existing debt either for economic reasons or to alter borrowing terms and conditions.

Many borrowers combine several projects and refinance existing debt with a single loan. To date, the most popular uses have been the refinancing of outstanding debt, the purchase of leased facilities, and the construction of new facilities.  CHFF's direct loans can also be used for renovation of a facility, purchase of an IT system (hardware and/or software costs), or the purchase of other capital equipment.

Most people want to know if their loan needs can be satisfied by CHFF. The uses of CHFF loans vary by organization, but one fact is clear. When a CHFF loan is compared with conventional loans, CHFF's low rates and loan-to-value make it the non-profit's best option. We have also simplified the application and closing process. As a lender who has worked extensively with non-profits, we know that you do not have the financial resources to waste in applying for a loan you do not understand. If you have questions, you can have a CHFF management team member contact you. Then, when you see that a CHFF loan is your best option, we will gladly accept your application. It's that simple!

Financial Advisory Services

CHFF's management has assisted many organizations to prepare for and complete capital raising processes.  We have extensive experience in analyzing, structuring, documenting and closing loans for non-profit organizations either through traditional commerial lenders or through the issuance of tax-exempt bonds. 

We can assist in all aspects of the capital raising process.  Initially, we will undertake an indepth credit analysis process to identify an organization's particular credit qualities and issues.  This process allows a borrower to develop strategies for resolving the issues and to assist lenders in understanding the particular circumstances related to any credit shortfalls.  Based upon the credit analysis and the identified financing goals of the borrower, CHFF will identify one or more viable financing structures and lending sources.  As a Financial Advisor, CHFF will assist the borrower in supplying information, responding to questions, developing the necessary documentation, and negotiating the terms of a loan with one or more lenders.

Finally, the CHFF team will help show you the financial impact of your proposed project using our expertise in financial modeling and simulation.  By utilizing these services, your organization will gain comfort in knowing that the financing you are undertaking will be affordable. In some cases, the financial modeling process will show that your organization will be taking on more debt than you can afford. In that case, it is better to find out now rather than later.

Strategic Financial Planning Services

"Our Financial Planning services can be a powerful tool that allows you to understand your capital structure and to evaluate the impact of capital projects and various capital sources on your financial performance."
Christopher Conley / Fund Manager
Community Health Facilities Fund

The strategic financial planning process provides organizations that plan to use debt financing to achieve their growth plans or improve operations with the tools to evaluate the financial impact of identified options. Our planning services are based on more than 20 years of financing experience involving dozens of non-profit healthcare organizations. It can be completed by your financial staff in consultation with other members of senior management.